Bradley White is the host of the “Retire Right with Epstein & White” radio show heard every Sunday morning at 10 AM on KOGO. Bradley is a Certified Financial Planner and Senior Wealth Advisor at Epstein & White Retirement Income Solutions, LLC, Proudly Part of Mercer Advisors. The team at Epstein & White strives to help guide their clients through a tailored retirement planning process for a financially sound and enjoyable retirement. Epstein & White specifically concentrates on the needs of the pre-retiree and recently retired throughout the San Diego area. As your independent financial advisor, Epstein & White takes a comprehensive approach when developing a custom retirement financial strategy specifically for your future, and act as your "personal CFO" by designing a custom income plan that is centered around your wants, needs, and goals. You can schedule your complimentary, no obligation helpful introductory meeting by visiting https://calendly.com/epsteinandwhite.
Epstein & White is a tradename. All services provided by Epstein & White investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Epstein & White. For additional information, disclosures and descriptions of professional designations references, please visit them online at www.epsteinandwhite.com.
Year End Planning List!
Being On Track For Retirement Is More Subjective Than You Think
There’s an age-old question, am I on track for retirement? Well, there’s subjective opinions that are out there and Brad White is here to discuss what we’re talking about being truly on-track for retirement
How The Financial Services Industry Works
Some folks who have listened to the show have come in and became clients at Epstein & White and they are still a little puzzled about this thing we call, “financial services." What does this industry do for me or how can you help, and we thought heck, lets unpeel the onion right here on today’s show with Brad White.
2024 Presidential Election Reaction
We know the presidential election has come and past for 2024, along with all the other elections and there will now be a second President Trump administration. With the election results now in our rearview mirror, Brad gives us his thoughts on the election and as we move forward.
Social Security Announces 2.5% Benefit Increase for 2025
The cost-of-living estimate is now out and it’s no longer an estimate. The government has announced that the Social Security COLA (cost of living adjustment) for 2025 is 2.5%. It’s an important number for retirees who are on social security, and they want to know that number and Brad shares his thoughts with us on today’s show.
Risk Tolerance: What is it?
We all hear about Risk Tolerance…what’s your score or maybe you take a quiz online and it shoots out a number and that’s your risk tolerance. How subjective is that test and how subjective are you in relating to that risk tolerance? Brad breaks it down for us in today's show.
Are You Averse To Fees, But Already Paying Them?
Well, Brad you wrote kind of a headline to the start of the show and it says, are you averse to feels, but already paying them? I would say probably 99.9% would be 100% yes, but lets dive into this with Brad White because I think we’re going to have some fun with this on todays show.
Considering Moving Out Of California For Retirement? What You Should Consider Before Making The Move
In retirement some people think they might not want to live here anymore, although the tough thing about living in California is you don’t get this weather just anywhere in the country so it’s a hard thing to give up, but if family moves across the country and that’s the pull or maybe you just want to expand your horizons and go find another place in the country to live. There’s a lot to consider and Brad breaks this down for us.
Balancing The Concept Of “Not Wasting Your Money By Not Enjoying It” vs “Not Spending Too Much And Finding Out Later You Are Now Going To Run Out”
We don’t know how long we’re going to live, which means you don’t know how long you need your money to last. Because we have no idea about this, that makes it very vulnerable, right? Brad offers some helpful tips on how to make your money last in retirement.
Should The Stock Market Affect Your Retirement?
When it comes to retirement income planning, the stock market should not be your sole focus. We know people have felt some angst here in the last few weeks because of the stock market, but should the stock market affect our retirement?